Auto Calculators

Auto Payment

How much will my auto payments be?

There's more to figuring out actual auto loan payments than just calculating the payments on the vehicle's sticker price. Use this calculator to find out how much your auto loan payments will be. Enter the price of the vehicle, the sales tax percentage you will pay on the new vehicle, and other charges that will be financed, like tags and registration, or dealer prep and delivery charges. Then enter any cash, trade-in, and dealer rebates that you will use as a down payment and the interest rate and length of the loan you are considering. You can even enter an additional amount you intend to add to your payment each month to work down your principal and the calculator will show you the anticipated payoff time.

Auto Payment Comparison

Help me compare auto loans with different terms.

Calculate and compare (formatted side by side) the payment amounts for up to 4 auto loans. Use this calculator to help compare interest rates or see the effect of putting more money as a down payment. This calculator is also good for comparing lower-interest deals with cash back offers. ("Should I take the cash rebate and get a loan with a higher interest rate?") You can also see quickly what happens if you apply your trade-in and/or dealer rebate to the down payment or pocket it for something else.

Auto Affordability

What auto price should I be looking for?

Before you go shopping for a new car, use this calculator to help you determine the sticker price you should be looking for. Enter the maximum monthly payment you can afford, the sales tax percentage you will pay on the new vehicle, and other charges that will be financed, like tags and registration, or dealer prep and delivery charges. Then enter any cash, trade-in, and dealer rebates that you will use as a down payment and the interest rate and length of the loan you are considering. This calculator will then show you the maximum vehicle price and the loan amount that will keep your payments close to what you entered.

Auto Loan Early Payoff

How much should I pay if I want to pay off my loan early?

Use this calculator if you are paying on a loan and would like to know how much additional you should add to each monthly payment to pay it off in a certain number of years and months. Enter your loan balance, your current monthly payment amount, the interest rate, and the number of years and months to have it paid and this calculator will show you how much additional you must pay each month to meet that payoff time.

Existing Auto Loan Payoff

How will my existing auto loan be affected if I pay additional each month?

If you want to pay off your existing loan ahead of schedule by adding a fixed amount to each payment, this calculator will show you how much quicker you'll get the loan paid and how much money you'll save.

Existing Auto Loan Analysis

How long have I been paying my auto loan? How much have I paid and how much more remains?

Are you paying on a loan and wondering how long you've been paying or how much longer you'll be paying? Just enter your loan balance, interest rate, the original length of the loan, and the current monthly payment and this calculator will show you how long you've been paying and the remaining time to payoff, as well as how much interest and the total paid so far and how much interest and the total remaining to be paid.

Auto Lease Calculators

Auto Lease Payment

How much will my auto lease payments be?

Whether you know a lot or very little about leasing a car, this calculator will help you figure out the lease payments and more. The help text for each field is especially good if you're worried about more than just the monthly payment amount. Move your cursor over any field prompt or click the question mark help icon to get lots of great information about leasing vehicles. Use the web links that go to websites and look up accurate values for all the unfamiliar numbers and terms involved in leasing. That way you'll get an accurate lease payment calculation and you can go talk with a dealer well-prepared and ready to deal.

Auto Lease Payment Comparison

Help me compare auto lease payments with different terms.

Calculate and compare (formatted side by side) the payment amounts for up to 4 auto leases. Use this calculator to help compare different cars, down payments amounts, negotiated prices, or lease lengths.

Lease Mileage

Am I likely to exceed my lease mileage and how much will that cost me?

Find how if you are likely to drive more miles than your lease allows and how much you will have to pay for the excess miles when the lease ends. Enter the annual miles allowed, the charge for excess miles as stated in your lease, and car's current odometer reading and this calculator will project excess miles and anticipated charges at lease end. You can also see how to adjust your driving for the remainder of the lease to avoid going over the allowed miles and paying a mileage charge.

Auto Lease vs Loan

Should I lease or buy my next car?

Should you lease your next car or buy it with a loan? The answer depends on how long you plan to drive the car, the resale value of the car you want, how often you want a new car, how much monthly payments will be, or how much it will cost each year to drive the car. Enter the lease and loan information into this calculator and let it show you all the important numbers you'll need to make the most informed decision.